Best Online Casinos with Bank Transfer

What is the Bank Transfer Payment Method?

Before I lead you through the best bank transfer online casino sites in the US, let’s stop for a minute to discuss some key pointers. These transfers are the standard way of managing your casino payments, and they’ve been available ever since the beginning. Online casinos had been thriving even before e-wallets and eVouchers appeared, and payments were usually processed through these transfers.

However, I have to tell you right away that it’s an imperfect payment method, mostly due to the worst pending times for transaction approval. So, why is it so popular, you might ask? Here’s the thing — it’s so easy to find a bank transfer online casino and make a deposit immediately that most players don’t bother looking further. It’s simply the easiest way since all you need is a working bank account.

US casinos accept payments from all financial institutions, from Chase to CapitalOne, Bank of America, and Citibank. I suppose you’ve used a transfer before, if not to make casino payments or online purchases, then at least to pay your bills.

If so, making an online casino bank transfer deposit is the same — you’ll just be transferring the funds from your account to the casino’s. From there, the money will reach your account’s balance, and you can get to playing your favorite games. Here’s a quick overview of the main benefits of this casino payment method to help you figure out if it’s the right one for you:

Highest level of security

Whichever bank transfer casino you choose, you’ll get to rely on safety encryption and other security measures used by your financial institution. Of course, the safety of your information also depends on the exact casino, so choosing a decent one is crucial. Even so, it’s always relieving to know that you’ve got your bank’s security systems on your side since they naturally have the best payment protection.

Widespread availability

I know I’ve already mentioned this, but there’s no understating it. Having tested hundreds of US casinos, I know how tricky it can be to find one that accepts your preferred payment method. Specific options like e-wallets or vouchers are not widely accepted by every casino, but I’ve mostly found that every US casino allows bank transfers.

Responsive support

Last but not least, making bank transfers on a casino site is convenient because of fast access to support. By that, I don’t just mean on-site support, but also your bank’s 24/7 customer service, which comes in pretty handy if something goes wrong.

How to Deposit With a Bank Transfer?

Now that I’ve given you some background, it’s time to explain how you can fund your casino account and make a casino deposit. While the process is more or less standardized, certain differences might occur depending on which site you choose to play at. Still, these steps have worked for me every time I used one of the legal US casinos:

• Pick a casino and register an account

  Start with searching for instant bank transfer casino sites for faster payments (I’ll discuss a few worthy picks in a minute). Then create a casino account. Sometimes, to be able to check the available payment options, one needs to have an account with a casino.

• Head over to the cashier and select bank transfer

  Now that you have an account, visit the cashier section in your settings, and select bank transfer as your preferred deposit method.

• Select your bank and provide basic details

  I have to give you a heads-up to check if the site allows transactions from your particular institution. Usually, when you select it as a payment method, you’ll be able to choose from one of the banks that the site accepts. If you see your bank there, perfect — click on it and proceed. You’ll be required to provide some essentials which may include payment instructions.

• Enter the deposit amount

  When it’s all linked up, you can simply enter the deposit amount for your payment, and a secure window will show up. It’s similar to booking a stay or buying something online — your bank’s secure payment interface will pop up. For higher user convenience, I suggest that you do this via your mobile device.

• Carry out the security check

  You’ll most likely be asked to enter a security code or receive an SMS with the code for verifying your casino transaction. After the check is complete, the funds should be on the way to your account.

• Check your account's transactions page

  As the final step, you can check your bank account’s transaction history to see if the funds have been sent. Still, you’ll most likely have to wait a bit even for deposits.

How to Withdraw With Bank Transfer?

Almost every bank transfer deposit casino allows you to make withdrawals using the same method. So, you can follow a simple pattern to receive your winnings in your bank account. However, withdrawals via bank transfer can take up to a few days to process, and there might be a fee involved. That’s the price you might have to pay for availability and convenience, so if you’re okay with that, here’s how you can proceed:

• Head over to the banking section and select bank transfer for withdrawals

  If you’re lucky enough, the site you’re playing at will offer an online casino instant bank transfer for payouts. Otherwise, you could expect one to five business days for withdrawals.

• Enter your details or pass the KYC check

  Now this is a tricky and time-consuming part as you will have to enter the requested bank account details to request a payout. Something I’ve frequently encountered at US casinos is a KYC check. The casino will want to make sure it’s you requesting a payout and not someone else who might have stolen your banking details. In this case, you’ll either need a picture of your ID or a bank statement so the site’s support can make sure that the details are a match.

• Enter the withdrawal amount

  Once you’ve gone through all that, the rest of it is easy — you’ll need to enter your payout amount next. Make sure that it aligns with the site’s requirements and that you are withdrawing a sum equal to or above the minimum withdrawal amount. If you are trying to cash out bonus winnings, make sure you’ve wagered the funds first.

• Check the transaction status in your casino account

  That’s it, the only step remaining is to confirm that the payment from the casino has been sent to your bank via your transaction history. From the moment you see the transaction marked as “completed” or similar, you’ll usually have to wait one to five business days to receive it.

The Best Online Casinos Accepting Bank Transfer

We finally reached the fun part and now I’ll give you a few pointers and top picks based on my personal impressions. I’ve been reviewing and playing at legal US online casinos for more than a decade now, so you can learn from my experiences.

To give you a list of the best casinos using bank transfer as a payment method, I’ve considered everything from transaction speed to bonuses and fees. Here, it’s also crucial to consider the federal and income taxes that you’ll be required to pay for your winnings. So, before making a withdrawal via your financial institution, you should consider these tax rates:

• West Virginia — Federal tax 24% plus 2% to 5% of the income tax
• Connecticut — Income tax from 2% to 6.99%
• Michigan — Gambling winnings are subject to a 4.5% income tax
• New Jersey — Federal tax 24% plus an up to 3% income tax
• Pennsylvania — State income tax of 3%

You can also include deductible losses from casino payments on your tax report to lower the income tax a bit.

Also, I wanted to give you a localized selection for your state to help you find suitable bank transfer casinos as fast as possible. Based on all that, here are my top three picks for each of the legal gambling states:

Top 3 Bank Transfer Casinos NJ

While searching for the best fast bank transfer casino in NJ, I stumbled upon more than a few quality picks. Some were there since the early beginnings in the state like 888 Casino, while others have recently joined. I would recommend 888 if you’re looking for a low, $10 minimum deposit and withdrawal limit. Plus it has a great no-deposit bonus you can use to get $20 free.

On the other hand, Ocean Casino offers one of the best bank transfer casino bonuses with a 100% welcome boost of up to $1,200. Or, you can pick Party Casino as one of the best Amex online casino sites if you would like to also use your credit card. I’ve laid out the rest of the key details on my top 3 NJ picks, so take a peek below for more insight:

#	Casino	Bonus	Min. Deposit
1	888 Casino	Bonus UP TO $500 + $20 No Deposit Bonus	Min. Deposit $10	Play Now
2	Ocean Casino	Bonus UP TO $1,200	Min. Deposit $10	Play Now
3	PartyCasino	Bonus UP TO $500 + $20 Free Spins	Min. Deposit $10	Play Now

Top 3 Bank Transfer Casinos PA

If you’re from Pennsylvania, you’re in luck since loads of local online casinos support bank transfers. To name a few, I’ve spent some time playing on platforms like FanDuel and DraftKings. Not only do they offer bank transfers as one of the main online casino payment methods, but they also give you a great sign-up deal. You can get a great welcome bonus of up to $1,000 on each platform.

They are also decent if you value having some DFS options. These platforms accept bank transfers for that purpose as well. I’d also add Ceasars since it gives you a plethora of weekly reloads, top-ups, and loyalty prizes. Besides, it delivers a matching quality of live dealer options to its land-based counterpart.

#	Casino	Bonus	Min. Deposit
1	FanDuel Casino	Bonus UP TO $1.000 + 50 Free Spins	Min. Deposit $10	Play Now

Top 3 Bank Transfer Casinos WV

In West Virginia, you can legally create an online casino account on one of the sites approved by the WV Lottery Commission. The best sites approved by the Commission once again include FanDuel and DraftKings purely for their wide range of accepted banks and great bonuses.

We can add Caesars Casino to the kist since it’s one of the five initial casinos to reach the state back in 2021. So, you can already know what to expect when it comes to bonuses and games. Check out more details below:

#	Casino	Bonus	Min. Deposit
1	FanDuel Casino	Bonus UP TO $1.000 + 50 Free Spins	Min. Deposit $10	Play Now
2	Caesars Casino	Bonus UP TO $1000	Min. Deposit $10	Play Now

Top 3 Bank Transfer Casinos CT

For Connecticut players, I’ve mainly included sites approved by the local Consumer Protection Authority to give you safe and legal picks. From there, I narrowed it down to a few of the best options in terms of bank transfer casino bonuses, transaction speed, and low fees.

My research led me to a few quality options with low payment limits like Mohegan Sun. This one is among the best online casinos that accept Mastercard, so you can use it as a wire transfer substitute with faster payment processing.

Once again, FanDuel and DraftKings found their way to the top of my bank transfer casinos list, giving you a few extra options to consider. For a complete overview of legal sites vetted by the Department of Consumer Protection, take a peek at the table below:

#	Casino	Bonus	Min. Deposit
1	FanDuel Casino	Bonus UP TO $1.000 + 50 Free Spins	Min. Deposit $10	Play Now
2	Mohegan Sun	Bonus UP TO $500	Min. Deposit $10	Play Now

Alternatives for Bank Transfer Casinos

Looking for a substitution for casinos that accept bank transfers isn’t easy since there are a lot of both good and bad aspects to them. For instance, having the chance to use one bank account for all casino transactions makes a great difference. With other options like e-wallets, you might have to create an account which takes some valuable time that you could instead invest in gaming. All things considered, I find these to be the closest alternatives:

Visa

VISA is one of the largest payment networks for processing card transactions, and it’s widely used as a way of making online casino deposits and withdrawals.

Visa Casinos

Mastercard

When thinking about the safest and most convenient iGaming payment methods, Mastercard online casino sites are among the first that come to mind.

Mastercard Casinos