The Best Online Casinos Accepting Bank Transfer
We finally reached the fun part and now I’ll give you a few pointers and top picks based on my personal impressions. I’ve been reviewing and playing at legal US online casinos for more than a decade now, so you can learn from my experiences.
To give you a list of the best casinos using bank transfer as a payment method, I’ve considered everything from transaction speed to bonuses and fees. Here, it’s also crucial to consider the federal and income taxes that you’ll be required to pay for your winnings. So, before making a withdrawal via your financial institution, you should consider these tax rates:
- West Virginia — Federal tax 24% plus 2% to 5% of the income tax
- Connecticut — Income tax from 2% to 6.99%
- Michigan — Gambling winnings are subject to a 4.5% income tax
- New Jersey — Federal tax 24% plus an up to 3% income tax
- Pennsylvania — State income tax of 3%
You can also include deductible losses from casino payments on your tax report to lower the income tax a bit.
Also, I wanted to give you a localized selection for your state to help you find suitable bank transfer casinos as fast as possible. Based on all that, here are my top three picks for each of the legal gambling states:
Top 3 Bank Transfer Casinos NJ
While searching for the best fast bank transfer casino in NJ, I stumbled upon more than a few quality picks. Some were there since the early beginnings in the state like 888 Casino, while others have recently joined. I would recommend 888 if you’re looking for a low, $10 minimum deposit and withdrawal limit. Plus it has a great no-deposit bonus you can use to get $20 free.
On the other hand, Ocean Casino offers one of the best bank transfer casino bonuses with a 100% welcome boost of up to $1,200. Or, you can pick Party Casino as one of the best Amex online casino sites if you would like to also use your credit card. I’ve laid out the rest of the key details on my top 3 NJ picks, so take a peek below for more insight:
| # | Casino | Bonus | Min. Deposit | |
|---|
| 1 | | Bonus UP TO $500 + $20 No Deposit Bonus | Min. Deposit | |
| 2 | | Bonus | Min. Deposit | |
| 3 | | Bonus UP TO $500 + $20 Free Spins | Min. Deposit | |
Top 3 Bank Transfer Casinos PA
If you’re from Pennsylvania, you’re in luck since loads of local online casinos support bank transfers. To name a few, I’ve spent some time playing on platforms like FanDuel and DraftKings. Not only do they offer bank transfers as one of the main online casino payment methods, but they also give you a great sign-up deal. You can get a great welcome bonus of up to $1,000 on each platform.
They are also decent if you value having some DFS options. These platforms accept bank transfers for that purpose as well. I’d also add Ceasars since it gives you a plethora of weekly reloads, top-ups, and loyalty prizes. Besides, it delivers a matching quality of live dealer options to its land-based counterpart.
| # | Casino | Bonus | Min. Deposit | |
|---|
| 1 | | Bonus UP TO $1.000 + 50 Free Spins | Min. Deposit | |
Top 3 Bank Transfer Casinos WV
In West Virginia, you can legally create an online casino account on one of the sites approved by the WV Lottery Commission. The best sites approved by the Commission once again include FanDuel and DraftKings purely for their wide range of accepted banks and great bonuses.
We can add Caesars Casino to the kist since it’s one of the five initial casinos to reach the state back in 2021. So, you can already know what to expect when it comes to bonuses and games. Check out more details below:
| # | Casino | Bonus | Min. Deposit | |
|---|
| 1 | | Bonus UP TO $1.000 + 50 Free Spins | Min. Deposit | |
| 2 | | Bonus | Min. Deposit | |
Top 3 Bank Transfer Casinos CT
For Connecticut players, I’ve mainly included sites approved by the local Consumer Protection Authority to give you safe and legal picks. From there, I narrowed it down to a few of the best options in terms of bank transfer casino bonuses, transaction speed, and low fees.
My research led me to a few quality options with low payment limits like Mohegan Sun. This one is among the best online casinos that accept Mastercard, so you can use it as a wire transfer substitute with faster payment processing.
Once again, FanDuel and DraftKings found their way to the top of my bank transfer casinos list, giving you a few extra options to consider. For a complete overview of legal sites vetted by the Department of Consumer Protection, take a peek at the table below:
| # | Casino | Bonus | Min. Deposit | |
|---|
| 1 | | Bonus UP TO $1.000 + 50 Free Spins | Min. Deposit | |
| 2 | | Bonus | Min. Deposit | |
Alternatives for Bank Transfer Casinos
Looking for a substitution for casinos that accept bank transfers isn’t easy since there are a lot of both good and bad aspects to them. For instance, having the chance to use one bank account for all casino transactions makes a great difference. With other options like e-wallets, you might have to create an account which takes some valuable time that you could instead invest in gaming. All things considered, I find these to be the closest alternatives:
- ACH
- Digital vouchers
- Wise
- Credit cards
I’ve seen a lot of confusion when it comes to ACH payments since many players mistakenly replace them with a bank transfer casino option. Well, technically, you would be transferring the funds from your account, but not directly via the bank. It rather goes around through a clearing house and that’s why these payments usually take longer to process.
However, ACH transfers have lower fees, so that makes them a worthy replacement. If you appreciate the safety of these transfers, casinos that accept VISA have very similar security measures. But, with much faster processing rates, and fairly lower fees.
You can also use digital vouchers if you value the safety of your information the most. While they can only be used for deposits, the security they bring along is priceless for low-rollers. Another good option is Wise which is a secure option for not disclosing your full payment details. But, Wise essentially uses the same clearing process as ACH.
