As the quickest solution, you could always rely on online casino bank transfer deposits. It might take a while to process, but on the upside — they are among the most secure options. Let’s take a look at the best bank transfer casinos list.
Best Online Casinos with Bank Transfer
Best Bank Transfer Online Casinos
#1 RankPartyCasinoBonus100% Deposit Match Up to $50020 Free SpinsAbout PartyCasino
PartyCasino offers a 100% Deposit Match Bonus Up to $500 and 20 Free Spins. PartyCasino made its debut in 2018 and has since established itself as a popular online casino in the Garden State. With an extensive library consisting of over 3225 titles brought around by more than 10 of the most reputable casino software developers, this online casino offers a number of exciting bonuses, stellar customer support, and numerous options for online banking.
Overview- Website casino.partycasino.com
- Established 2018
- License NJIGP 19-001
- Min deposit $10
- Min withdraw $10
- No Deposit Bonus 25 Free Spins
Payment methods
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21+ | New Player Only - T&C Apply
#2 RankMohegan SunBonus100% Deposit Match Up to $500About Mohegan Sun
Mohegan Sun Online Casino delivers a premier gaming experience with an exceptional selection of casino games and high-quality services. Featuring a user-friendly platform designed for seamless navigation, 24/7 access to gambling, and dedicated customer support, Mohegan Sun Casino ensures a top-notch experience. Its clean and intuitive interface caters to all devices, including smartphones, tablets, Macs, and PCs. Additionally, players can enjoy a variety of promotions and VIP programs, ensuring an unparalleled gaming journey for all.
Overview- Website mohegansuncasino.com
- Established 2015
- License OGO2
- Min deposit $10
- Min withdraw $20
Payment methods
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- +1
21+ | New Player Only - T&C Apply
#3 RankOcean CasinoBonus100% Deposit Match Up to $1,20050 Free SpinsAbout Ocean Casino
Ocean Casino stands out as one of the premier online gaming platforms in and around New Jersey. Renowned for its extensive game library, captivating gameplay, generous bonuses, exceptional user experience, and dependable customer support, Ocean Casino offers an unparalleled gaming environment.
Overview- Website www.oceanonlinecasino.com
- Established 2018
- License NJIGP 20-009
- Min deposit $50
- Min withdraw $10
Payment methods
21+ | New Player Only - T&C Apply
#4 RankDraftKings CasinoBonus100% Deposit Match Up to $250About DraftKings Casino
The online gambling scene in New Jersey has faced its fair share of hurdles, ranging from concerns over security and transparency to a somewhat restricted variety of games. In this environment, DraftKings Online Casino emerges as a notable exception, distinguishing itself as a paragon of dependability and superior gaming. Boasting a dynamic platform that hosts an extensive selection of games, DraftKings Online Casino is dedicated to ensuring player safety and promoting fair play. This commitment positions it as an attractive option for anyone in search of a reliable and engaging online casino experience in New Jersey.
Overview- Website casino.draftkings.com
- Established 2012
- License NJIGP 22-008
- Min deposit $5
- No Deposit Bonus 200 Free Spins
Payment methods
21+ | New Player Only - T&C Apply
What is the Bank Transfer Payment Method?
Before I lead you through the best bank transfer online casino sites in the US, let’s stop for a minute to discuss some key pointers. These transfers are the standard way of managing your casino payments, and they’ve been available ever since the beginning. Online casinos had been thriving even before e-wallets and eVouchers appeared, and payments were usually processed through these transfers.
However, I have to tell you right away that it’s an imperfect payment method, mostly due to the worst pending times for transaction approval. So, why is it so popular, you might ask? Here’s the thing — it’s so easy to find a bank transfer online casino and make a deposit immediately that most players don’t bother looking further. It’s simply the easiest way since all you need is a working bank account.
US casinos accept payments from all financial institutions, from Chase to CapitalOne, Bank of America, and Citibank. I suppose you’ve used a transfer before, if not to make casino payments or online purchases, then at least to pay your bills.
If so, making an online casino bank transfer deposit is the same — you’ll just be transferring the funds from your account to the casino’s. From there, the money will reach your account’s balance, and you can get to playing your favorite games. Here’s a quick overview of the main benefits of this casino payment method to help you figure out if it’s the right one for you:
Whichever bank transfer casino you choose, you’ll get to rely on safety encryption and other security measures used by your financial institution. Of course, the safety of your information also depends on the exact casino, so choosing a decent one is crucial. Even so, it’s always relieving to know that you’ve got your bank’s security systems on your side since they naturally have the best payment protection.
I know I’ve already mentioned this, but there’s no understating it. Having tested hundreds of US casinos, I know how tricky it can be to find one that accepts your preferred payment method. Specific options like e-wallets or vouchers are not widely accepted by every casino, but I’ve mostly found that every US casino allows bank transfers.
Last but not least, making bank transfers on a casino site is convenient because of fast access to support. By that, I don’t just mean on-site support, but also your bank’s 24/7 customer service, which comes in pretty handy if something goes wrong.
How to Deposit With a Bank Transfer?
Now that I’ve given you some background, it’s time to explain how you can fund your casino account and make a casino deposit. While the process is more or less standardized, certain differences might occur depending on which site you choose to play at. Still, these steps have worked for me every time I used one of the legal US casinos:
Step 1
Pick a casino and register an account
Start with searching for instant bank transfer casino sites for faster payments (I’ll discuss a few worthy picks in a minute). Then create a casino account. Sometimes, to be able to check the available payment options, one needs to have an account with a casino.
Step 2
Head over to the cashier and select bank transfer
Now that you have an account, visit the cashier section in your settings, and select bank transfer as your preferred deposit method.
Step 3
Select your bank and provide basic details
I have to give you a heads-up to check if the site allows transactions from your particular institution. Usually, when you select it as a payment method, you’ll be able to choose from one of the banks that the site accepts. If you see your bank there, perfect — click on it and proceed. You’ll be required to provide some essentials which may include payment instructions.
Step 4
Enter the deposit amount
When it’s all linked up, you can simply enter the deposit amount for your payment, and a secure window will show up. It’s similar to booking a stay or buying something online — your bank’s secure payment interface will pop up. For higher user convenience, I suggest that you do this via your mobile device.
Step 5
Carry out the security check
You’ll most likely be asked to enter a security code or receive an SMS with the code for verifying your casino transaction. After the check is complete, the funds should be on the way to your account.
Step 6
Check your account's transactions page
As the final step, you can check your bank account’s transaction history to see if the funds have been sent. Still, you’ll most likely have to wait a bit even for deposits.
How to Withdraw With Bank Transfer?
Almost every bank transfer deposit casino allows you to make withdrawals using the same method. So, you can follow a simple pattern to receive your winnings in your bank account. However, withdrawals via bank transfer can take up to a few days to process, and there might be a fee involved. That’s the price you might have to pay for availability and convenience, so if you’re okay with that, here’s how you can proceed:
- Head over to the banking section and select bank transfer for withdrawals — If you’re lucky enough, the site you’re playing at will offer an online casino instant bank transfer for payouts. Otherwise, you could expect one to five business days for withdrawals.
- Enter your details or pass the KYC check — Now this is a tricky and time-consuming part as you will have to enter the requested bank account details to request a payout. Something I’ve frequently encountered at US casinos is a KYC check. The casino will want to make sure it’s you requesting a payout and not someone else who might have stolen your banking details. In this case, you’ll either need a picture of your ID or a bank statement so the site’s support can make sure that the details are a match.
- Enter the withdrawal amount — Once you’ve gone through all that, the rest of it is easy — you’ll need to enter your payout amount next. Make sure that it aligns with the site’s requirements and that you are withdrawing a sum equal to or above the minimum withdrawal amount. If you are trying to cash out bonus winnings, make sure you’ve wagered the funds first.
- Check the transaction status in your casino account — That’s it, the only step remaining is to confirm that the payment from the casino has been sent to your bank via your transaction history. From the moment you see the transaction marked as “completed” or similar, you’ll usually have to wait one to five business days to receive it.
The Best Online Casinos Accepting Bank Transfer
We finally reached the fun part and now I’ll give you a few pointers and top picks based on my personal impressions. I’ve been reviewing and playing at legal US online casinos for more than a decade now, so you can learn from my experiences.
To give you a list of the best casinos using bank transfer as a payment method, I’ve considered everything from transaction speed to bonuses and fees. Here, it’s also crucial to consider the federal and income taxes that you’ll be required to pay for your winnings. So, before making a withdrawal via your financial institution, you should consider these tax rates:
- West Virginia — Federal tax 24% plus 2% to 5% of the income tax
- Connecticut — Income tax from 2% to 6.99%
- Michigan — Gambling winnings are subject to a 4.5% income tax
- New Jersey — Federal tax 24% plus an up to 3% income tax
- Pennsylvania — State income tax of 3%
You can also include deductible losses from casino payments on your tax report to lower the income tax a bit.
Also, I wanted to give you a localized selection for your state to help you find suitable bank transfer casinos as fast as possible. Based on all that, here are my top three picks for each of the legal gambling states:
Top 3 Bank Transfer Casinos NJ
While searching for the best fast bank transfer casino in NJ, I stumbled upon more than a few quality picks. Some were there since the early beginnings in the state like 888 Casino, while others have recently joined. I would recommend 888 if you’re looking for a low, $10 minimum deposit and withdrawal limit. Plus it has a great no-deposit bonus you can use to get $20 free.
On the other hand, Ocean Casino offers one of the best bank transfer casino bonuses with a 100% welcome boost of up to $1,200. Or, you can pick Party Casino as one of the best Amex online casino sites if you would like to also use your credit card. I’ve laid out the rest of the key details on my top 3 NJ picks, so take a peek below for more insight:
| # | Casino | Bonus | Min. Deposit | |
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| 1 | Bonus UP TO $500 + $20 No Deposit Bonus | Min. Deposit
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| 2 | Bonus UP TO $1,200 | Min. Deposit
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| 3 | Bonus UP TO $500 + $20 Free Spins | Min. Deposit
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Top 3 Bank Transfer Casinos PA
If you’re from Pennsylvania, you’re in luck since loads of local online casinos support bank transfers. To name a few, I’ve spent some time playing on platforms like FanDuel and DraftKings. Not only do they offer bank transfers as one of the main online casino payment methods, but they also give you a great sign-up deal. You can get a great welcome bonus of up to $1,000 on each platform.
They are also decent if you value having some DFS options. These platforms accept bank transfers for that purpose as well. I’d also add Ceasars since it gives you a plethora of weekly reloads, top-ups, and loyalty prizes. Besides, it delivers a matching quality of live dealer options to its land-based counterpart.
| # | Casino | Bonus | Min. Deposit | |
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| 1 | Bonus UP TO $1.000 + 50 Free Spins | Min. Deposit
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Top 3 Bank Transfer Casinos WV
In West Virginia, you can legally create an online casino account on one of the sites approved by the WV Lottery Commission. The best sites approved by the Commission once again include FanDuel and DraftKings purely for their wide range of accepted banks and great bonuses.
We can add Caesars Casino to the kist since it’s one of the five initial casinos to reach the state back in 2021. So, you can already know what to expect when it comes to bonuses and games. Check out more details below:
| # | Casino | Bonus | Min. Deposit | |
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| 1 | Bonus UP TO $1.000 + 50 Free Spins | Min. Deposit
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| 2 | Bonus UP TO $1000 | Min. Deposit
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Top 3 Bank Transfer Casinos CT
For Connecticut players, I’ve mainly included sites approved by the local Consumer Protection Authority to give you safe and legal picks. From there, I narrowed it down to a few of the best options in terms of bank transfer casino bonuses, transaction speed, and low fees.
My research led me to a few quality options with low payment limits like Mohegan Sun. This one is among the best online casinos that accept Mastercard, so you can use it as a wire transfer substitute with faster payment processing.
Once again, FanDuel and DraftKings found their way to the top of my bank transfer casinos list, giving you a few extra options to consider. For a complete overview of legal sites vetted by the Department of Consumer Protection, take a peek at the table below:
| # | Casino | Bonus | Min. Deposit | |
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| 1 | Bonus UP TO $1.000 + 50 Free Spins | Min. Deposit
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| 2 | Bonus UP TO $500 | Min. Deposit
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Alternatives for Bank Transfer Casinos
Looking for a substitution for casinos that accept bank transfers isn’t easy since there are a lot of both good and bad aspects to them. For instance, having the chance to use one bank account for all casino transactions makes a great difference. With other options like e-wallets, you might have to create an account which takes some valuable time that you could instead invest in gaming. All things considered, I find these to be the closest alternatives:
- ACH
- Digital vouchers
- Wise
- Credit cards
I’ve seen a lot of confusion when it comes to ACH payments since many players mistakenly replace them with a bank transfer casino option. Well, technically, you would be transferring the funds from your account, but not directly via the bank. It rather goes around through a clearing house and that’s why these payments usually take longer to process.
However, ACH transfers have lower fees, so that makes them a worthy replacement. If you appreciate the safety of these transfers, casinos that accept VISA have very similar security measures. But, with much faster processing rates, and fairly lower fees.
You can also use digital vouchers if you value the safety of your information the most. While they can only be used for deposits, the security they bring along is priceless for low-rollers. Another good option is Wise which is a secure option for not disclosing your full payment details. But, Wise essentially uses the same clearing process as ACH.
FAQ
What is the Bank Transfer Payment Method?
A bank transfer is a deposit method for online casinos that allows you to make casino transactions directly from your bank account.
Are There Any Transaction Fees?
Yes, funding your online casino account via bank transfer almost always comes with transaction fees ranging from $1 to $25 depending on your selected casino.
How Fast Are Withdrawals at Bank Transfer Casinos?
Withdrawals on gambling sites that accept bank transfer payouts are usually processed within 1 to 5 business days. Some instant banking options might be able to release the funds within 24 hours, but it all depends on the site and your bank.
Do All Online Casinos Accept Bank Transfer Payments?
Most online casinos in the US use bank transfers for deposits and withdrawals, but it’s not a rule of thumb. So it’s best to check the available payment methods for each site before joining.
I have worked in and around the Sports Betting and iGaming industries for over 20 years and quite frankly. I have been a full time iGaming writer for approximately four years, working for some of the top affiliate websites on the Internet.